Minnesota Focus Owners Club

Hey guys, this is a loooooooooong shot but I'd figure I'd ask anyway. So here it goes. I need a co-signer on a loan for a 2004 Focus SVT EAP. It's the red one at AVF if anyone has been through there recently. My Jetta recently started knocking, not to mention everything else is falling apart on it so I want a good car to get me through college and into my career. (Going for psychology, looking to get my doctorate) The loan would be for 8-9K. My dad gave me a personal loan for 6K on my first focus that I payed off within two years, never missing a single payment. I work full time at a factory in Lakeville, taking home just under 400 a week. I had been working at Ford for 2 years until I was recently laid off. I have no other payments besides my phone bill, living at home rent free. I've asked all of my family members, including grandparents, and close family friends. No one says they can sign for me. Would any of you be able to?

i wish i could...unfortunately im hopin to get approved for a loan myself, (no cosigner), so I can trade in my 2004 SVT for somethin fmore year-round. Going thru Tousley Ford...and they are offering me $4k for it, and i owe $8k...so it screws me over...sorry

I suggest you take a basic finance class.

drive the jetta into the ground, when it blows up, buy a beater. Your a college kid. you don't need an SVT unless it's dam near free.

ONLY reason I have my car now is because the 2 was literally falling apart under me. I needed a good car. Got one HELL of a deal on mine, and even got a more ridiculous finance rate, and even even better trade in on my 2. I walked out the door with a near-new focus and a it only cost me a tad over 6k. Can't beat that.

BUY MY ZX3... $3500 brand new car (w/ 73000 on it), all records

i'd help too, but can't. i mean i know where you live and your home number so it's not like you could hide. but i got a basement to finish (i figure another $15 to be done), oh and i need a car, and i'm going to have $4000 left on my car if i sell it.

where you work at? can your dad sign?

here's my suggestion. drop your bank account, yes for real. Go to Affinity Plus Federal Credit Union on 35 and 50 (by Fleet Farm). get an account (will cost you $35 to join i think) and tell them you want to build you credit and get a nice car before you move out. they helped me, from no cred, to bad cred, to horrible cred, to new car, to a house.

04svt wrote:i wish i could...unfortunately im hopin to get approved for a loan myself, (no cosigner), so I can trade in my 2004 SVT for somethin fmore year-round. Going thru Tousley Ford...and they are offering me $4k for it, and i owe $8k...so it screws me over...sorry

RUN AWAY from them run very far away from them!!!

yeah i would just wait till you absolutely need another car...although i understand your desire for an SVT...i have the same problem