is there anything wrong with trying to take out a personal loan if the bank won't cover the whole loan for a car (dough-boy's) obviously he wants more for it than if it were stock
the other option was to get an appraisal, but that owuld be a pain in the ass
if I did it that way then I could probably buy the car for less then use the rest of the money for "extras", ya, I bought his extra wheels and body parts for $2000
You would need to have collateral for the personal loan, like, when I took out an 8k personal laon to buy my old tbird, to pay some debt, and fix up the house a bit, they told me no, even though my credit was "good" as the dick head banker said. Then, my step dad had to use his new boat for collateral, and, I got the loan.
Explain to the banker the car has been "tuned up" and it is not a typical run of the mill focus. If they say no, then I dunno...